Private Wealth Management
Helping to answer those important
financial questions and keep things on track
Can I retire?
(Or, when can I retire, and what does retirement look like)?
We often hear people say they feel like retirement has suddenly crept up on them and they feel unprepared because they’ve been so busy building their businesses or advancing their career for 30 plus years.
Our goal is to help our clients feel confident about their retirement. In order to so, it is critical to spend time planning ahead and positioning your assets to maximise income in your latter years.
It is also important to know what to look out for and the right questions to ask so you give the planning process due consideration and explore all the options available to you.
Our engagement process typically starts with a review of your personal financial position, circumstances, goals and priorities. We then develop a financial strategy – or plan – that maximises the probability of you achieving your retirement goals. Our process covers cashflow management, investments, estate planning and more, and aims to set you and your family up for the future.
What financial matters should I regularly thinking about?
Life is full of change and uncertainty. When your circumstances change, for example; changing jobs, selling your house, getting married, re-married or divorced, or having grandchildren, chances are your financial strategy will need to be adjusted too.
As part of our engagement process, we review our clients’ plans at least once a year. We consider their personal circumstances and needs including estate planning, risk management (aka insurance and cash buffering), tax minimisation, structures and superannuation. We do this in the context of Australia’s ever-changing superannuation, tax and social security rules.
We generally meet with our clients every six months to keep things on track which is in addition to an annual face-to-face review. And of course, we’re available throughout the year to address any questions or concerns our clients have.
What should I invest in
(and what’s right for me to invest in)?
This is the most common question we get asked and it’s hard to answer because investing is so personal. The answer depends on your unique circumstances, risk tolerance, goals and objectives.
Our investment strategies are shaped by gaining a solid understanding of you, as an investor. We combine that knowledge with input from our investment committee, which is made up of six investment experts from diverse backgrounds. Our formal, disciplined asset selection process is overseen by our investment committee and our Licensee.
Depending on your needs, we may recommend a diversified mix of assets including Australian and global shares, global multi-asset fixed income funds, international property and alternatives.
Our investment philosophy is built on sound principles around managing risk for reward, meeting liquidity requirements and regular oversight.
Who do I work with?
We know our clients – Our Private Wealth Management team comprises of four dedicated specialists. The number of clients we work with is deliberately limited to ensure a personalised, high-touch service. We take time to get to know our clients financial situation, attitudes and objectives. We pride ourselves on keeping track of their affairs, even as their circumstances change and evolve.
Accounting and Tax
Our team is made up of Chartered Accountants and headed by a SMSF specialist, who work closely with our SMSF clients to help them meet their trustee obligations.
Since inception, we have developed a reputation for quality, professional advice and transparency. In 2019, our team was a finalist in the Australian Accounting Awards’ SMSF Firm of the Year.
Under our model, we charge a fixed fee for SMSF accounting services and utilise industry-leading tools and processes. Our services include accounting and administration, compliance, audit and actuarial, and superannuation strategies.
Personal tax returns
We work with many of our clients to prepare their annual personal tax returns. Our services include tax advice, return preparations and lodgements.
Commerce & Industry
Whether you’re a business with $7 million in annual turnover or a startup turning over $100,000 to $200,000 a year, we understand that your business is extremely important to you.
We work with clients from all walks, and our clients operate in a range of industries from professional services to retail, and we meet their accounting needs by using internal experts and leveraging our network of associates. We offer tax planning, advisory services, business analytics, compliance (ATO and ASIC liaison), cash flow management and a suite of business services including bookkeeping, payroll, GST/BAS, and FBT services.
Company and Trust
Our team can assist you with Trust and Company set ups, accounting and tax returns, wind-ups and general compliance to ensure your entity remains compliant and up-to-date with Financial Statements and Tax Returns. We utilise a raft of accounting software for our clients including Xero, MYOB, Quickbooks and Reckon.