Financial Planning

Deciding who to trust with your financial future to is an incredibly important (and stressful) decision). Your trust is our goal.

The first meeting with a Pride Advice financial planner is our chance to sit down with you and talk about your motivations and desires so that we can identify the possibilities available to you. But it’s a two-way street; it’s your chance to get to know us, as well. By the end of the first meeting, you’ll know whether we are the right fit for you.

We’ve been successful at establishing long term relationships with our clients due to our core values of professionalism, trust, integrity and respect. Pride Advice serves more than 1700 clients around Australia. We’re proud to say that we provide financial planning for many family groups who have relied on our advice over several generations.

  • Listen

    We sit down with you and listen to what you have to say.

  • Design

    We create and evolve personal wealth solutions to ensure they always reflect your needs and objectives.

  • Realise

    We help you establish and realise your goals and objectives, whatever your stage of life.

Estate Planning

Getting your affairs in order is vital to ensuring your assets are directed to the people you want – your intended beneficiaries. Some things to consider include the direction of assets, superannuation death benefits, direction of Life Insurance proceeds, tax and Social Security implications, and asset protection.

As with so many financial matters, there’s more than one approach. However, there is usually a method that is most appropriate for any given situation. An experienced and knowledgeable financial adviser will be able to sit down with, listen to your circumstances and intentions, and then devise the best plan going forward to ensure your estate lands where you want it to.

Aged Care Advice

We’re led to believe that life slows down in retirement. From a financial position, however, things have the potential to become complicated and stressful rather quickly. Aged care is a case in point. Transitioning to this stage of life requires a cool and experienced head to make the decisions that will have a marked impact on your future.

A Pride Advice financial adviser who specialises in aged care advice can help explain the options, the process and work out the most effective way to finance aged care accommodation or in-home care.

Having a financial adviser with the knowledge and expertise working alongside you not only streamlines the process but removes much of the stress.

Centrelink Assistance

Our most valuable piece of advice when it comes to Centrelink help is to always be prepared. Planning is the difference between unnecessary yo-yoing between departments and efficiently getting what you need. At Pride Advice, we are proud to offer a Centrelink service to take the burden out of the process. May that be once-off assistance or ongoing correspondence nominee support.

Simply, we are on hand to guide and support you throughout the process.

We pride ourselves on remaining up to date with current assessment criteria for the many government allowances, and our experience allows clients to maximise their Centrelink entitlements.

Retirement Planning

There is a tendency once people retire, and have their lump sum invested or an annuity in place, to think that they don’t need professional financial advice. Our experience tells us that the opposite is true. There are many reasons for this and here are some of the big issues: 

  • Ensuring you don’t compromise your Centrelink entitlements. 
  • Dealing with market volatility. 
  • Providing family finance.
  • Inheritance and estate planning.
  • Financing your lifestyle.
  • Managing aged care.

Superannuation Advice

Superannuation is arguably the most tax-effective method of funding your retirement. A lack of awareness and education around superannuation is one of the biggest financial problems in Australia. It is a mission of ours to make our clients some of the best-informed people on superannuation.

To take full advantage of tax benefits, you need the right superannuation advice. We can also help avoid the pitfalls.

It is never too early. The problem with retirement is that, for most of us, it’s in the future. And the future is always tomorrow. We implore you not to wait and contact us now.

Transition to Retirement

Australia’s superannuation system gives you the option to transition to retirement (TTR). The manner of the ‘transition’ is yours to decide.  Of course, you need to be aware of your options. The first thing to do is decide what’s important to you. Do you want to ease gradually into retirement by reducing your hours, or use your last years in the workforce to boost your super balance?

As with all things financial, it pays to know your limits. It’s important you understand the contribution caps, which determines how much you can contribute to superannuation before tax. There are also rules regulating withdrawing payments, including minimum and maximum limits per year.

Talk to the team at Pride Advice for all the guidance you need during your transition to retirement.