There is a tendency once people retire, and have their lump sum invested or an annuity in place, to think that they don’t need professional financial advice.

Our experience tells us that the opposite is true.

There are many reasons for this. Let’s take a look at some of the big issues with retirement planning that make good advice invaluable:


It’s a worry how many times ill-advised retirees do things that result in them compromising their entitlements or losing them altogether. We can help you steer well clear of these mistakes.

Market volatility

When markets get the wobbles, clients place enormous value in having a professional adviser to turn to for market intelligence, perspective and sound advice. Knowing we have their back gives them enormous peace of mind.

Family finance issues

Just because you’re retired, doesn’t mean the unexpected can no longer happen, such as children needing help with buying a house, a contribution to the grandchildren’s education, divorce and ill-health.

Inheritance issues

Receiving an inheritance is often accompanied by a range of issues. For example, there may be an impact on Centrelink entitlements and claims or expectations of other family members.

Estate planning

Another highly complex and emotionally-charged area where it really helps to have an expert adviser – an objective third party – to help smooth things along.

The premature death

of your partner.

Long trips

Getting sorted financially for long trips away – and looking after things while you’re away.

Aged care

A highly complex area that is understandably daunting to most people. It also doesn’t help that it’s a subject most people don’t want to embrace in the first place.

Don’t go it alone

The word ‘complex’ keeps cropping up, and for good reason. The financial world is neither straightforward nor intuitive. We all dream of what our retirement will look like, but the only way to make that dream a reality is by seeking professional advice. Retirement planning is one of the most financial moves you’ll make in your life. Make sure you’re guided by those with experience and expertise.

Contact us