Your assets – be they property, superannuation, shares and/or a business – and the income they produce need to be managed well to ensure they support you and your family today and in the future.

Estate planning plays a significant role in this, one that requires a structured plan and thorough ongoing consideration.

Our Private Wealth Management team works closely with our clients, many of whom are successful professionals and business owners, to maximise and protect their wealth, and leave a legacy for future generations.

We have a disciplined investment process that actively manages assets to ensure they are appropriately positioned for the times. This dynamic process accounts for evolving markets, legislative change and, of course, changing life circumstances.

We regularly and actively communicate with our clients; we are reachable to them at all times and respond promptly to all questions.

It’s not only about what you bring in; what you do with it is just as important. Wealth management plays a huge role in determining the quality of your life and your loved ones’.

Thankfully, it’s never too early or too late to take control of your finances and start planning for the future.

Important Wealth Management
questions to keep things on track

As a boutique advisory firm, working with a relatively small number of clients, we pride ourselves on offering a highly personalised service.

What should I invest in (and what’s right for me to invest in)?

This is the most common question we’re asked. Unfortunately, there’s no one-size-fits-all answer; investing is personal, and it depends on your unique circumstances, risk tolerance, goals and objectives.

Our investment strategies are shaped by our understanding of you as an investor. We combine this knowledge with input from our investment committee, which is made up of six investment experts from diverse backgrounds. Our formal, disciplined asset selection process is overseen by our investment committee and our Licensee.

Depending on your needs, we may recommend a diversified mix of assets, including Australian and global shares, global multi-asset fixed income funds, international property and alternatives.

Our investment philosophy is built on sound principles focused on managing risk for reward, meeting liquidity requirements and regular oversight.

Who do I work with?

We know our clients – Our Private Wealth Management team comprises four dedicated specialists. The number of clients we work with is deliberately limited to ensure a personalised, high-touch service. We take the time to get to know our clients’ financial situations, attitudes and objectives. We pride ourselves on keeping track of their affairs, even as their circumstances change and evolve.

Can I retire? Or, rather, when can I retire? And what does retirement look like?

Retirement can creep up on you. You’ve been busy building your business, advancing your career, and then – suddenly – it’s right around the corner. Understandably, you feel unprepared, but there’s no need to panic.

Our top priority is to make our clients feel confident when it comes to their retirement. To this end, it’s critical to spend some time planning ahead and positioning your assets to maximise income in your later years.

To get the most out of the planning process and uncover all options open to you, it’s important to know what to look for and what questions to ask.

Our engagement process typically starts with a review of your personal finance position, circumstances, goals and priorities. We can then develop a financial strategy – or plan – that maximises the probability of achieving your retirement ambitions. Our process covers cash flow management, investments, estate planning and more, and aims to set you and your family up for the future.

What financial matters should I regularly consider?

Life is constantly in flux. When your circumstances change – new job, selling your house, getting married, married again or divorced, the arrival of grandchildren – the odds are that your financial strategy will need to be adjusted too.

As part of our engagement process, we review our clients’ plans at least once a year. We consider personal circumstances and needs, including estate planning, risk management (insurance and cash buffering), tax minimisation, structures and superannuation. We do this in the context of Australia’s ever-changing superannuation, tax and social security rules.

We generally meet with our clients every six months to keep things on track, in addition to an annual face-to-face review. And, of course, we’re available throughout the year to address any questions or concerns our clients have.